However, this coverage will not usually provide compensation to employees for physical pain and suffering, mental anguish, physical impairment, loss of earning capacity, and disfigurement. This separate insurance coverage can pay for medical expenses and a portion of lost wages.
However, as a penalty imposed by the State of Texas, if an employer chooses not to provide workers’ compensation coverage to its employees, it can be sued or, in the alternative, have claims against it decided in arbitration.įortunately for employees of most non-subscribing employers in Texas, such employers usually obtain separate insurance coverage. What can a person do if he or she is injured in a work accident in Texas, but the employer does not have workers’ compensation insurance coverage? Employers in Texas without workers compensation insurance coverage are referred to as “non-subscribers.” Non-subscriber employers have decided not to provide workers’ compensation insurance coverage to their employees. A Worker with the Lower Colorado River Authority Dies While on the Job in Kendall County, Texas »ĭallas-Fort Worth Work Accident Injury Attorney – Texas Companies Without Workers’ Compensation Insurance (Non-Subscribers) Tuesday, May 1st, 2018